Income Replacement Awareness-Advocacy.

An organization devoted to increasing awareness about the need for Income Replacement for all Americans.

About Us


  • Injuries
  • Dying
  • Stress
  • Family Getting Sick
  • Job Loss
  • Critical Illness
  • Retirement
  • Terminal Illness
  • Check Out More And Our Solutions!

Hear Us Out!

Let’s face it. Our Nation’s health care system is a mess and there seems to be no relief in sight. For those families who are faced with continuing escalation of health care expenses for critical, chronic and terminal illness for health care here in the United States are more likely than not to file bankruptcy....

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Our Service!


Andre M. Scroggie

" Every time you see a family raising money for a funeral, you know they don't have money to pay for raising children.....

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Patrick Gainey MD.

"I truly believe that everyone needs to have a form if income replacement.....

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Vera T. Quiwa

"Imagine being healthy and all of a sudden get diagnosed with stage 4 cancer! spending Christmas Day in a hospital as you exchange gifts with you ...

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We would love to hear from you! make the right decision and get in touch!